Fraud chargeback response draft and evidence worksheet

Browser-only fraud claim draft

Fraudulent chargeback response letter generator.

Draft a concise merchant statement for unauthorized, fraud, or unrecognized-payment claims using cardholder-link, delivery, digital access, policy, and customer-message evidence.

Build the response around proof the payment and order belong together.

This tool runs in your browser. It does not upload documents, submit a response, advise on legal rights, or guarantee that a bank, processor, or platform will accept the evidence.

Show the buyer link

Use order details, checkout email, billing and shipping matches, device or account context, prior purchases, receipts, and customer messages.

Show delivery or access

Attach tracking, delivery scans, signatures, photo proof, download records, license activations, login history, or fulfillment notes.

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Checklist before submitting.

  • Confirm the dispute reason, amount, processor case ID, transaction ID, order ID, and response deadline.
  • Separate authorization evidence from fulfillment evidence so the reviewer can follow the chain quickly.
  • Include only the identity signals you can document; avoid speculation about who used the card.
  • Show delivery, access, usage, support, refund, and policy records with dates that match the transaction timeline.
  • Remove unnecessary sensitive personal data before uploading the packet to a processor or marketplace.
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